In Ontario, property insurance is not mandatory, however, most banks and mortgage lenders will require insurance. A home may be your largest investment and protecting it and your contents is important and the responsibility of the homeowner.
If submitting a claim to Haldimand County, please note the following:
- Haldimand County must investigate the incident and determine if the County is legally liable.
- If your insurer believes that the County is responsible for your damage, they will seek compensation on your behalf as stipulated in your insurance policy.
Please see the guides below regarding specific types of damages, including the legislation used to determine liability.